View Single Post
Old 11-16-2018, 10:13 AM
MarinaVanessa's Avatar
MarinaVanessa MarinaVanessa is offline
Family Childcare Home
Join Date: Jan 2010
Location: Ventura County, CA
Posts: 7,200

Most are like this. But the reality is that this is the MAIN reason why providers need insurance. Doesn't make sense to me ONLY to pay an insurance just to be covered in case someone falls or injures themselves. Even then if a child injures themselves and the parent files a claim saying it was lack of supervision etc it can quickly turn into negligence and most won't cover that either.

I had an issue years ago when a school ager walked out of my home, DCI wouldn't cover the attorney fees while I went through my appeal.
The parents didn't even file the claim, I self-reported (like I was supposed to) and licensing tried to take my license away.
Daycare Ninja, CA
Helping Hands Childcare
Reply With Quote