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Old 06-02-2010, 02:57 PM
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I'm not sure of the laws in your state. But I wanted to say that IMO, insurance is a MUST whether you legally need it or not. You should always protect yourself. Insurance is relatively cheap. For five kids insured I pay only $17 a month and that is good peace of mind if you ask me.

You don't ever want to be put in the position of losing your personal property because of a law suit due to your business.
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