But I feel like the point is not whether you agree with Nan,
it's the delivery. IF something had to be said about warnings and such, it could have been done such as:
This is great that you have done something so kind for a family in need! I can tell you feel great about it and hopefully the family does too! I'm sure you weighed the cons before making your decision and decided the good deed was worth the risk. Good for you!!
I just feel like sometimes she takes a very cynical stance on things. That's all I'm saying.