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sahm1225 12:09 PM 07-26-2011
I had a kid fall and knock out his tooth. I offered the insurance and I ended up just paying for the dentist visit ($75) instead of filing a claim.

Do the parents know you have insurance? I'm not sure if I would offer it since it's already happened and the parents said it wasn't a big deal, but I would like to see what other providers think.

When my son was in daycare, I thought any injuries were just part of growing up. He was a toddler so he came home with lots of bump and bruises (nothing major though), but I think being a parent I would just foot the bill and not even think of asking the daycare to pay for it.
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