Thread: Insurance
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Unregistered 10:00 PM 06-24-2012
Originally Posted by missjenny:
Here in CA I either have to get insurance coverage or disclose to parents that I am not covered. Now I don't want a parents suing me over little jr scarping his knee or anything so I am looking at insurances. Does anyone know of any good ones particularly pertaining to small family daycare?

I've tried getting quotes for some but the few I looked at had a minimum you had to pay no matter how many children were covered. Since I would not have any more then 6 children it seems silly that I would have to pay a minimum that would be three times the amount the itemized list showed me for 6pt and 6ft children.

Of course I don't want to skimp on coverage since it always seems that when you are covered nothing happens but if you are not...
Do you own your home? If so, check with your home owners insurance. I had additional coverage added to my policy and it cost very little.
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