Hi, I know this is several years late, but was just reading this thread and found this bit of info on the DCI website FAQ's:

"Can my homeowner or renter insurance be cancelled because I do day care?
You may have protection under state law. For example, in California, if you already have a homeowner's or renter's policy, California Insurance code 676.1 prevents a company from canceling or refusing to renew an existing policy just because you operate a family childcare business. Check with your state Department of Insurance."

For future reference and new readers!

Thanks for the above info, all!

Sara

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