I have 2 questions.

1. When I claim my mortgage can I only claim how much I a supposed to pay or can I claim how much I actually pay. By this I mean we owe 700 a month but actually pay 1100. Which number do I use the t/s on.

2. We recently updated the windows in our home. We have a loan for the windows that we will repay monthly. Do I just use t/s on the monthly payment of the windows? And again do I claim what I owe or what I actually pay since we will pay extra on the loan.

Thank you so much!

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