What types of injuries are you talking about? I'm not excusing the provider since I don't know the situation but unless you want 1 on 1 care it is impossible for your provider to have her eyes glued on your kid at all times. Safe at all times doesn't mean that children wont get an ocassional bump/bruise. My own son got stitches on his eyebrow when he was learning to stand up and I was less than 2 feet away. There was nothing I could do to prevent it. Did you tell her after the first incidence that if your child had anything else happen you wanted to be called asap- even minor stuff? Some people can not be called at work unless their child needs to be picked up so maybe the provider thought you would prefer not to be called.

Either way you choose the provider and the contract, so I think you are responsible for paying her. Write s letter stating you do not feel obligated to pay and state the reasons, include the pmt and then take her to small claims to recover.

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