Originally Posted by Leigh:
I am lucky enough to have it INCLUDED in my homeowner's premium. I use a small, mutual insurance company, and they cover me at no additional charge.
I think its great you got your child care covered at no additional cost through your homewoners coverage. But Please do yourself a service and find out what they are actually covering. Ive helped hundreds of child care providers with this issue. Its extremely advantageous to make sure you have child abuse coverage as well as an accident policy. These are two things commonly not included with homeowners coverage. Also make sure they are covering all the children you have enrolled.
If you have any questions regarding this you can always check out Tom Copeland's Blog or give us a call at the office and we can mail you some generic information pamphlets.