Originally Posted by Daycare Insurance:
I know this post is a couple of months old, but I'm just now seeing it. Coverage that specifically covers daycares will typically have an abuse and molestation exclusion, but then there will be a separate endorsement that adds that coverage back in. The reason for this is that there is usually a separate limit for abuse coverage. If you don't have that endorsement with your current policy, you'll definitely want to look for other coverage.
Thanks for your input.
