The first year can be the most difficult! It's a big change emotionally and physically.

In addition to the above posters...

Money tips: Look at your food expenses and portion sizes to research where you can save.
Do you have discount stores nearby: Big Lots, Aldi's, etc.
Are you buying name brand?
Will bulk purchases be beneficial?
Are you using everything or throwing a lot away- you don't NEED to put monstrous servings on the child's plate as long as you have more available if they eat (food program). Freeze or dehydrate foods that are getting close to over-rippening or spoiling.

What are you requiring your families to supply?
Diapers, wipes, klenexes, etc.

Once you get over that one year hump and see the tax benefits too (write offs for your home and vehicle), it can be more rewarding than you think.
Just last year I got to write off windows I replaced, a Rainbow Swingset and new carpet. Of course, there was a lot of wear and tear too!
I also got grant money to purchase 2 new bicycles, playground surfacing and various toys. So definitely research state grants.

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