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itlw8 10:53 AM 01-02-2013
Originally Posted by MrsSteinel'sHouse:
The state requires that I have my parents sign a statement saying that I do not have liability insurance and if their child is injured it is their responsibility. I always tell them when they sign that paper it means if their child falls and breaks an arm it is their medical insurance not my homeowners that is responsible. Now, if I am negligent that is different story. But, kids unfortunately do get hurt on occassion. They may need stitches or an arm set. It can happen at their house or my house. All of my parents know that I do the best I can to keep their child safe but, if something should happen it is their medical insurance.
except that paper won't hold up in court. Who is responsible? the property owner and the business owner. Tom wrote an article on this subject.
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