With our insurance, you will not get the money (if the damages are just to the car) They make you co-sign with the shop that fixes it.

I'd also ask the driver to pay it out of pocket. Heck, I'd just be thrilled he had insurance!

My ex was hit my a Mexican citizen, but he had insurance through a company in Texas. The driver did not speak English, so my ex called the police, and they interpreted. The driver's insurance sent the payment directly to the shop to fix the car... if anybody kept the extra money, it was the shop.

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