Daycare.com Forum
Daycare Insurance>Daycare Insurance
SunshineMama 09:56 AM 10-04-2012
Does anyone mind sharing what their monthly (or yearly) premium is for Daycare insurance in their home?
Springdaze 10:42 AM 10-04-2012
I need to renew mine, but i paid about 300 a year through Thomco. Its really quite inexpensive.
canadiancare 11:37 AM 10-04-2012
I am fortunate that mine is thrown in with my house insurance. It stipulates 5 children in daycare on the contract but other than that no premiums. My house insurance is 80$ a month, though.
Blackcat31 11:51 AM 10-04-2012
I pay $544 yearly for $1,000,000/$3,000,000 liability coverage.
I am insured as group family care.
I am insured as group family care.
daycare 11:55 AM 10-04-2012
Originally Posted by Blackcat31:
I pay $544 yearly for $1,000,000/$3,000,000 liability coverage.
I am insured as group family care.
holy cow BC.. I have the same and I pay triple of what you pay.....good old sue happy califronia!!!I pay $544 yearly for $1,000,000/$3,000,000 liability coverage.
I am insured as group family care.
Blackcat31 12:02 PM 10-04-2012
Originally Posted by daycare:
holy cow BC.. I have the same and I pay triple of what you pay.....good old sue happy califronia!!!
I looked on my carrier's site and for the same liability coverage as I have, in California, you would pay $1168...which IS odd since it is for the same coverage amounts and the same amount of children as I have. holy cow BC.. I have the same and I pay triple of what you pay.....good old sue happy califronia!!!
SunshineMama 01:27 PM 10-04-2012
Thanks for sharing! I am just trying to get an idea of what is out there 
lovemykidstoo 01:42 PM 10-04-2012
I think mine is $580 for $1,000,000/$3,000,000. It was more because I have an above the ground pool (daycare kids don't use)
spud912 01:52 PM 10-04-2012
I pay $290 through State Farm for $1,000,000
daycare 02:01 PM 10-04-2012
Originally Posted by Blackcat31:
I looked on my carrier's site and for the same liability coverage as I have, in California, you would pay $1168...which IS odd since it is for the same coverage amounts and the same amount of children as I have.
everything in this state really cost and arm and a leg.............I looked on my carrier's site and for the same liability coverage as I have, in California, you would pay $1168...which IS odd since it is for the same coverage amounts and the same amount of children as I have.
frugalmama4 04:24 PM 10-04-2012
OK, don't laugh at me...but do I need to have insurance for the daycare?
I'm able to keep up to 12 kids at once.
What does the insurance cover?
Thnaks
I'm able to keep up to 12 kids at once.
What does the insurance cover?
Thnaks
EntropyControlSpecialist 04:27 PM 10-04-2012
Originally Posted by Blackcat31:
I pay $544 yearly for $1,000,000/$3,000,000 liability coverage.
I am insured as group family care.
Wow! Who is your carrier? I live in Texas.I pay $544 yearly for $1,000,000/$3,000,000 liability coverage.
I am insured as group family care.
canadiancare 05:58 PM 10-04-2012
Originally Posted by frugalmama4:
OK, don't laugh at me...but do I need to have insurance for the daycare?
I'm able to keep up to 12 kids at once.
What does the insurance cover?
Thnaks
it is a sure way to lose your house if "God Forbid" something goes wrong and you don't have it. It would be deductible from your taxes so I don't see why you wouldn't have it.OK, don't laugh at me...but do I need to have insurance for the daycare?
I'm able to keep up to 12 kids at once.
What does the insurance cover?
Thnaks