Daycare.com Forum

Go Back   Daycare.com Forum > Daycare Insurance

Daycare Insurance Discuss your insurance and liability concerns here.

Reply
 
Thread Tools Display Modes
  #1  
Old 03-03-2015, 06:20 AM
Unregistered
Guest
 
Posts: n/a
Default Liability?

I have a daycare mom who tries to walk all over in my house. She has been told that she only has access to the daycare areas but she really pushes it. My main concern with her walking through the two daycare rooms (all low shelves so she can see everyone and everything anyway) is that she is going to step on a child, trip on a toy or child and a child will be hurt. How do I address this? Realistically, there is no reason for her to walk through the play room, the only thing I can figure out is she is being nosy as she looks up my stairs where our bedrooms are (not a daycare area) or looks around the doorway into the kitchen where my own children are doing homework.
Reply With Quote
  #2  
Old 03-03-2015, 10:43 AM
Daycare Insurance's Avatar
Daycare Insurance Daycare Insurance is offline
Daycare.com Media Member
 
Join Date: Jun 2014
Location: Encino, California
Posts: 87
Default

Quote:
Originally Posted by Unregistered View Post
I have a daycare mom who tries to walk all over in my house. She has been told that she only has access to the daycare areas but she really pushes it. My main concern with her walking through the two daycare rooms (all low shelves so she can see everyone and everything anyway) is that she is going to step on a child, trip on a toy or child and a child will be hurt. How do I address this? Realistically, there is no reason for her to walk through the play room, the only thing I can figure out is she is being nosy as she looks up my stairs where our bedrooms are (not a daycare area) or looks around the doorway into the kitchen where my own children are doing homework.
This is a very good question, you are right to be concerned. First let me say that in the event she is walking through other areas of the house and something happens a good child care liability policy would cover you. In some cases a homeowners policy may even cover you. Just because she is a parent doesn't mean you can't treat your place of business like that of any other establishment. Restaurants for example do not allow most patrons in the kitchen for safety reasons.

You have a couple of options on how to address this. In your parent handbook you can have a section that pertains to pick up/drop off protocol and you can address the rules there. Or if she does it again, there is nothing wrong with asking her to not to go into those areas. If she makes a fuss than perhaps she is not the kind of parent you wish to work with. In these situations you're right to want to take the appropriate actions to nip this situation in the bud. The longer these things tend to go on the more likely they are to develop into more pressing matters.
Reply With Quote
  #3  
Old 03-03-2015, 03:34 PM
Thriftylady's Avatar
Thriftylady Thriftylady is offline
Daycare.com Member
 
Join Date: Aug 2014
Location: Ohio
Posts: 5,887
Default

I have this in my handbook. It states "parents and children are restricted to the childcare areas of the home only, this is our home and we all need our personal space. Please respect that they way you would like my family to respect your privacy in your own home.".

I have never had an issue, but if I did I would point out it was in the handbook. One time in Kansas I left a not on the door during a tornado warning the we were in the basement (hubby and I had our bedroom and such down there so no kids or parents were ever allowed), to please join us there until we were given the all clear. As parents came in, I told them I would not release children until the weatherman gave us the all clear,.
Reply With Quote
  #4  
Old 06-30-2015, 08:34 PM
Unregistered
Guest
 
Posts: n/a
Default Caring for family only

I am currently licensed caring for multiple families. I have decided to go legally unlicensed and will only continue to care for my niece. Because I am licensed, I currently have business liability insurance. Do I still need this coverage once I am unlicensed and caring for family only?
Reply With Quote
Reply

Tags
liability

Thread Tools
Display Modes

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Understanding Excess Transportation Liability and Non-Owned Auto Liability Daycare Insurance Daycare Insurance 0 10-22-2014 03:11 PM
Who Do You Use For Liability Insurance? SSWonders Daycare Insurance 9 09-23-2014 10:32 AM
Liability Question Mom2TLE Daycare Center and Family Home Forum 5 03-12-2014 08:55 AM
States That Don't Allow Liability Insurance Affidavits MarinaVanessa Daycare Insurance 7 07-08-2013 04:11 AM
Liability Insurance???? Auntie'sHouse Daycare Insurance 14 03-12-2013 04:13 AM


All times are GMT -7. The time now is 05:11 PM.



Daycare.com         Find A Daycare         List Your Daycare         Toys & Products                 About Us

Daycare.com
Please read our Disclaimer before continuing.

Topics pertain mainly to the following States:

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming