Liability Daycare Insurance

[JeepGirl6]

I have been looking into liability insurance just incase a child were seriously injured in my home and the parent chose to sue us or something....I was quoted through my car/home insurance company $900 a year( for a $2,000,000 policy) which is $75 a month. It is a business liability policy...It is not through our home insurance policy because they said if I ever did have to file a claim the home insurance would probably go up $300 a month and they may reject our renewal when we renew our insurance every year....If it were through our home insurance it would be $6 a month, with $300,000 policy.....


Can anyone please tell me what you are paying???? Any advice about this??

[Michael]

Maybe some earlier threads on insurance will help: https://www.daycare.com/forum/tags.php?tag=insurance