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Daycare Insurance>Liability Insurance????
Auntie'sHouse 03:43 AM 03-11-2013
Do you have liability insurance for your daycare and what company did you choose??
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MissAnn 03:50 AM 03-11-2013
Originally Posted by Auntie'sHouse:
Do you have liability insurance for your daycare and what company did you choose??
I have State Farm.
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Kim 04:30 AM 03-11-2013
I have a policy through my homeowners that I really only have because they make me have it. It doesn't cover much. I have a separate more comprehensive policy through DCI- recommended by NAFCC.
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DaisyMamma 05:25 AM 03-11-2013
Thomco. It's about $600/yr and $1m/$3m policy.
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MyAngels 05:32 AM 03-11-2013
Separate West Bend policy for me. I would never do business without liability insurance.
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AnneCordelia 05:36 AM 03-11-2013
My daycare insurance is a rider on my house insurance.
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odskids 06:16 AM 03-11-2013
Westbend
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Blackcat31 06:20 AM 03-11-2013
Tom Copeland complied a complete list of companies that offere liability insurance. Here is the link. Just below his photo are the links for insurance companies (in blue)
http://nafcc.org/index.php?option=co...297&Itemid=105

HTH
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mema 07:09 AM 03-11-2013
I have Adult and Children Alliance
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MarinaVanessa 07:34 AM 03-11-2013
Originally Posted by MissAnn:
I have State Farm.
Me too. I just got a rider and added it to my homeowner's policy but I'm a small FCC in CA and they will only cover up to 6 kids so when I expand to a large FCC in the future I'll need to change liability insurance companies.
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daycarediva 10:12 AM 03-11-2013
I have one with my homeowners, but when I expand I will get different insurance as they won't cover anymore.
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slpender 11:32 AM 03-11-2013
I have DCI as well affordable and very easy to work with
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Sugar Magnolia 05:09 PM 03-11-2013
Lloyds of London. They write my fire insurance, just added a liability policy. My daycare building (not my home) is over 100 years old,.so Lloyds is the only company I can get.
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CrackerJacks 08:22 PM 03-11-2013
I have a large license and go with New England Insurance Company

http://www.neisinc.com/childinc.htm
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Brooksie 04:13 AM 03-12-2013
Liability is a must. I have Nationwide and they are very affordable for a $1m policy. They offered the largest policy as far as I had found.
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