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Daycare Insurance>Neighbor's Daycare-Nice Wording Appreciated
Tdhmom 12:02 PM 03-11-2014
Little back story-used to watch 3yr old dcg, mom lost her job then shortly after they moved in next door. I haven't watched her since November.
Little girl and brother (used to be in my sons class then he moved in with his dad and only is at moms house on weekends) come over to my house multiple times a day EVERY Saturday and Sunday. They get sent home a lot because quite frankly I don't want extra kids here on my days off.

I THOUGHT daycare hours were off limits because i haven't seen her trying to come over...until yesterday. Got a text from her mom about 2:30 asking if she could come over to play. I let her do it yesterday because I have a hard time telling people no

Well now she's wanting to babysit kids...which is fine. Whatever, I'm full so I don't really care. However, I do not want my yard to be the park for them. She has no outside toys (from what I can see). How do you ladies keep that separated? I don't want to let it even happen one day because then she'll keep doing it. So I kind of want to send her a text now explaining myself so the B-itch in me doesn't have to come out.
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EntropyControlSpecialist 12:04 PM 03-11-2014
Ask what her plans are as far as outdoor play goes.
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Tdhmom 12:06 PM 03-11-2014
Originally Posted by EntropyControlSpecialist:
Ask what her plans are as far as outdoor play goes.
Good idea!!!
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lovemykidstoo 12:07 PM 03-11-2014
I would tell her that for liability reasons, you can't have all of the extra kids playing on your toys. you are licensed for X amount of kids and that's all you're insured for.
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Tdhmom 12:08 PM 03-11-2014
Originally Posted by lovemykidstoo:
I would tell her that for liability reasons, you can't have all of the extra kids playing on your toys. you are licensed for X amount of kids and that's all you're insured for.
Thank you! That's perfect! I am horrible at wording my thoughts and I always come off mean when that's not my intentions.
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Blackcat31 12:10 PM 03-11-2014
Hey neighbor...

While I really do enjoy your kids, I have to let you know that my insurance does NOT allow for anyone NOT enrolled in my child care to be on my property during business hours and on the weekends, it is my family time so I am unable to entertain your children during that time, I am sure you understand. Thank you for helping me follow all the laws.


That's how I would personally approach it.
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NeedaVaca 12:10 PM 03-11-2014
I would let her know that for insurance/liability they can't be on your property. I don't know that it needs to be said now, instead ask her how she is planning to get her yard ready for her new venture? Take it from there, she might ask to use your yard and then you can tell her that it's too much of a risk for you, tell her to watch craigslist or garage sales for outside stuff instead.
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lovemykidstoo 12:11 PM 03-11-2014
Originally Posted by Tdhmom:
Thank you! That's perfect! I am horrible at wording my thoughts and I always come off mean when that's not my intentions.
I know me too. Hard too with a next door neighbor. If she tries to come over with her daycare kids, I would just word it like, Jane, I would love to have you come over with the kids, but if something happened, my insurance wouldn't cover it. Talk over the fence or something maybe you'll get lucky and she won't even ask.
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melskids 12:25 PM 03-11-2014
Get a fence. A very tall one, with a locking gate. LOL
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cheerfuldom 12:40 PM 03-11-2014
Fence it.
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Tdhmom 01:03 PM 03-11-2014
I was just talking to my husband about ways to put a privacy fence around our play area!
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Tdhmom 03:12 PM 03-11-2014
Originally Posted by Blackcat31:
Hey neighbor...

While I really do enjoy your kids, I have to let you know that my insurance does NOT allow for anyone NOT enrolled in my child care to be on my property during business hours and on the weekends, it is my family time so I am unable to entertain your children during that time, I am sure you understand. Thank you for helping me follow all the laws.


That's how I would personally approach it.

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Crazy8 03:35 PM 03-11-2014
I would just tell her no to sending her kids over during daycare hours - texting was the perfect opportunity to do that!! but I honestly wouldn't mention her daycare intentions until it actually happens, especially since she isn't even watching any kids yet. And then the first time a child comes onto your property I would let her know about the licensing/insurance liability issues.

And if you can fence in your property I totally would!
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lovemykidstoo 04:49 PM 03-11-2014
I doubt the fence would keep her away if that truly is her intentions, which you really don't know if it will happen. I don't think I would go to that expense and have it not work. Wait to see if that's her intention and then just explain that it won't work because of insurance.
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Tdhmom 05:25 PM 03-11-2014
We live in a small town and in the summer all the kids think it's game on while we're outside anyway. I've always lived in the country so it's quite a shock that kids just show up at my house uninvited and start playing just because we're outside, with no phone calls from mom at least wondering where they are!!

So for that reason alone, we've been wanting a privacy fence.

And I'm only assuming it will happen just with how she has been with her own kids and letting them come over multiple times after being told we're busy or need family time. So I think you're right about not saying anything until it happens because I don't know for sure.
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Wubby 05:40 PM 03-11-2014
To be honest, I don't think I would do daycare without a fenced yard. It has always been my policy to never allow anyone not registered to be in my yard. Sometimes it is hard to see the neighbor's kids peeking through the fence, but it is to much of a liability.
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lovemykidstoo 05:45 PM 03-11-2014
Originally Posted by Tdhmom:
We live in a small town and in the summer all the kids think it's game on while we're outside anyway. I've always lived in the country so it's quite a shock that kids just show up at my house uninvited and start playing just because we're outside, with no phone calls from mom at least wondering where they are!!

So for that reason alone, we've been wanting a privacy fence.

And I'm only assuming it will happen just with how she has been with her own kids and letting them come over multiple times after being told we're busy or need family time. So I think you're right about not saying anything until it happens because I don't know for sure.
If you've already been thinking about getting a fence, then this definitely is the time. perfect write off too!
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Starburst 05:50 PM 03-11-2014
I personally wouldn't even say anything until it comes up because I wouldn't want to even give her the idea.

As for the separating yards, if you don't have an actually fence (instillation can be expensive), I would suggest (if you are the home owner, if not check with the landlord) finding where the property line is and using some other type of physical or visible boarder line; such as bushes, flowerbeds, mini gardening fences, bricks/ cinderblocks, or even that powder they use on baseball fields to show a visible boarder. That way there are no excuses because she was "confused" about the boarder and she can teach the children that she plans to babysit where the boundary is.
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Tdhmom 07:39 PM 03-11-2014
Our play area is on the side of our house, opposite of hers, she's on the other side of our driveway. So where we can put the fence would be perfect, and no one would be able to see in! And we own our home, so no issue there. It's just so expensive is why we've been putting it off for so long. I didn't want to waste our money on a chain link fence knowing that when we can afford a privacy fence I would just take it out.

And on a side note, I got a backbone today and then apologized my butt off later to explain myself better. Potential dcm (also a friend) wanted me to watch her kids that I'm her sub for when her daycare closes in August. I said I would under 2 conditions...she needs to be potty trained (I don't prefer diapers and will not potty train after the last dcb I had, and she's known this for a long time! Dcg will be 3 1/2), and pick up needs to be as close to 4:30 as she can. Not 5, not 5:15ish. 4:30. She's a teacher and gets out of school at 3:15. There is no reason she can't make it to my house by 4:30 for pick up. Her regular daycare lady told me today that she is perfectly able to be there by that time she chooses to go home and have 'me' time first. I'm thinking what's that?!
After I told her those conditions and never heard back from her (email) I decided to call and apologize and explain that it's not personal but 5 pick ups and after 5 are very hard for me. I've already been working since 7, my kids haven't had me since they woke up, it's family time at that point and I know my limits on hours and ages of kids. And if I came across the wrong way that I'm sorry. She told me she understood and then had been calling the only other daycare in our town
I think I dodged a bullet on this one!
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daycarediva 04:17 AM 03-12-2014
Originally Posted by lovemykidstoo:
I would tell her that for liability reasons, you can't have all of the extra kids playing on your toys. you are licensed for X amount of kids and that's all you're insured for.


Originally Posted by cheerfuldom:
Fence it.
They make the best neighbors.

Fences are SUPER easy to DIY and are soooo worth the investment.
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Tags:backbone, fence, fencing, insurance, liability insurance, neighbor issue, saying no
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