Here in CA I either have to get insurance coverage or disclose to parents that I am not covered. Now I don't want a parents suing me over little jr scarping his knee or anything so I am looking at insurances. Does anyone know of any good ones particularly pertaining to small family daycare?

I've tried getting quotes for some but the few I looked at had a minimum you had to pay no matter how many children were covered. Since I would not have any more then 6 children it seems silly that I would have to pay a minimum that would be three times the amount the itemized list showed me for 6pt and 6ft children.

Of course I don't want to skimp on coverage since it always seems that when you are covered nothing happens but if you are not...

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