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Daycare Center and Family Home Forum Daycare Center and Family Home owners, Directors, Operators and Assistants should post and ask questions here. |
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#1
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Daycare Insurance?
Hello!
Which Daycare insurance do you have? And also did you ever had a situation where you had to use it? Thank you! |
#2
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Is there insurance for day care??? Its is the first time I am hearing about it.
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#3
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Because I am infants only my limit is 4 babies & I pay extra for the daycare liability rider on my homeowners policy. There are companies that are daycare specific Ins too but they only cover legally licensed homes, not legally licensed exempt |
#4
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My homeowner's insurance doesn't have a day care option. I went to a local insurance agent and he hooked me up with the basic coverage--injury and abuse up to $1 million--with Mount Vernon Fire Insurance Company. Since I've never needed to use it, I can't review it!
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#5
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I live in Texas and insurance isn't required but I have insurance through Assurance Childcare Insurance (there are only like 2 companies that offer insurance in TX). I have never used it before.
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#6
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Are you in the U.S. or Canada?
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#7
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I am considering using this company: https://www.dcins.com/
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#8
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We have American family, as long as I watch less than 6 kids my homeowners is fine. After that they have an add on that is $50 extra a month.
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#9
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I forgot to add the extra also would cover legal fees if anyone tried to sue me or make false accusations.
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#10
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Hai friend,
I stay in Canada. But I often visit U.S as all my relatives are settled there. Me too was in U.S, but, I migrated to Canada since I got a very good job and now I am settled here with my family. |
#11
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#12
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Thank you for your replies!
State Farm just offered us a Home plus Daycare insurance plan. Anyone has experience with them? |
#13
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They limit you to 6 kids I believe even if licensing might say you could have 8 (at least the 3 states they have covered me in); you have to be running legal for the state you are in also. Here in TN I am limited to 4 because I am infant only (licensed or legally licensed exempt) |
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daycare insurance |
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