Daycare.com Forum
Daycare Insurance>Liability Insurance????
Auntie'sHouse 03:43 AM 03-11-2013
Do you have liability insurance for your daycare and what company did you choose??
MissAnn 03:50 AM 03-11-2013
Originally Posted by Auntie'sHouse:
Do you have liability insurance for your daycare and what company did you choose??
I have State Farm.Do you have liability insurance for your daycare and what company did you choose??
Kim 04:30 AM 03-11-2013
I have a policy through my homeowners that I really only have because they make me have it. It doesn't cover much. I have a separate more comprehensive policy through DCI- recommended by NAFCC.
DaisyMamma 05:25 AM 03-11-2013
Thomco. It's about $600/yr and $1m/$3m policy.
MyAngels 05:32 AM 03-11-2013
Separate West Bend policy for me. I would never do business without liability insurance.
AnneCordelia 05:36 AM 03-11-2013
My daycare insurance is a rider on my house insurance.
MarinaVanessa 07:34 AM 03-11-2013
Originally Posted by MissAnn:
I have State Farm.
Me too. I just got a rider and added it to my homeowner's policy but I'm a small FCC in CA and they will only cover up to 6 kids so when I expand to a large FCC in the future I'll need to change liability insurance companies.I have State Farm.
daycarediva 10:12 AM 03-11-2013
I have one with my homeowners, but when I expand I will get different insurance as they won't cover anymore.
slpender 11:32 AM 03-11-2013
I have DCI as well affordable and very easy to work with
Sugar Magnolia 05:09 PM 03-11-2013
Lloyds of London. They write my fire insurance, just added a liability policy. My daycare building (not my home) is over 100 years old,.so Lloyds is the only company I can get. 