Daycare Home Insurance?

[kppzbw]

Looking to purchase a home for my daycare and I called my insurance agent and they will not insure a dwelling used strictly for daycare. Do you know of any Minnesota insurance companies that will? Any advice is appreciated!

[Blackcat31]

The forum has a whole section devoted to daycare insurance

https://www.daycare.com/forum/forumdisplay.php?f=18

I am also in MN and use Assure Child Care

http://www.assurechildcare.com/membe...insurance.html

Fantastic company and great rates IMHO.

[midaycare]

I believe there is a sticky thread on this up at the top, but also try State Farm.

[kppzbw]

Thank you BC! You are a life saver!

[TwinKristi]

I use DCI.

[Blackcat31]

Originally Posted by TwinKristi

I use DCI.

They only cover certain states

Alabama
Arizona
California
Colorado
Florida
Georgia
Illinois
Maryland
Oregon
Tennessee
Texas
Virginia
Wisconsin

[Daycare Insurance]

Originally Posted by kppzbw

Looking to purchase a home for my daycare and I called my insurance agent and they will not insure a dwelling used strictly for daycare. Do you know of any Minnesota insurance companies that will? Any advice is appreciated!

ACC is another company that provides child care in MN. However PLEASE exercise caution when obtaining insurance through your homeowners coverage. We can not stress enough the deficiencies. They may not cover all the children in your care and they do not offer accident medical policies. They also may not even offer a child abuse endorsement so definitely do your research. If you need help we are more than happy to supply you with a checklist of questions to ask when looking for child care insurance.