Hi - new on here. I've been running a daycare for 7 years now. I was wondering if any of you have any sort of disability insurance for yourself? My husbands work does not have any coverage for spouses. I've just been wondering what would happen if I got critically sick, needed surgery, or was in a bad accident. My income would be GONE! Scary. So far no one had been able to give me any helpful info. Thanks for any help you can give!

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