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  #1  
Old 03-02-2016, 12:33 PM
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Default Day Care Licensing and Credit History - Please Help a Newbie

Hi All, new to this site, and to the world of daycare. We are in the early steps of the process, and noticed that a credit check was part of the Licensing process for California.

My question is, what is the severity of this. We have low credit scores (560-600 ish), a fair amount of debt, and a couple items that will soon be past due on our CR. I am trying to understand how adversely this will affect us getting licensed. We have no criminal issues etc, just some over extension of ourselves financially, part of the reason the decision to open a home daycare was made. Thank you for reading.
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Old 03-02-2016, 12:55 PM
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Welcome to the forum. What state are you located in?
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Old 03-02-2016, 01:01 PM
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We are in California
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Old 03-02-2016, 01:03 PM
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Credit check must be new. I didn't have one.
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Old 03-02-2016, 01:34 PM
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Yeah, never had a credit check and I just got my license last year.
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Old 03-02-2016, 01:53 PM
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I fail to see how a credit check is relevant to childcare at all. Are you sure they don't mean a background check?
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Old 03-02-2016, 01:56 PM
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Are you opening a center or a family child care?

To my knowledge, for an FCC you only need to sign a statement of feasibilty, meaning you will have the financial resources to sustain a safe and healthy environment. For a center it would be a little more stringent.
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Old 03-02-2016, 02:10 PM
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Quote:
Originally Posted by Meeko View Post
I fail to see how a credit check is relevant to childcare at all. Are you sure they don't mean a background check?
I agree with this!
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Old 03-02-2016, 05:59 PM
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I am in Ca, got my license less than a year ago, and did NOT have to get a credit check. Background/child abuse index check, yes. CREDIT check, no.
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Old 03-03-2016, 04:46 AM
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Same thing as the others- I've never heard of them running a credit check as part of licensing.
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Old 03-03-2016, 09:50 PM
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All,

thank you for the comments. I have re-evaluated the sites we were reading, and the credit check requirement was for a facility license. Thank you again.
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