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Daycare Insurance>Daycare Insurance
LadyPearl 07:28 PM 01-14-2014
Hi all,
What do you have for insurance rates? I'm just getting started with the process to become registered and want to look at proper insurance but I'm scared to see how much it costs! I have read a bit about additional liability on an existing policy or getting a completely separate daycare insurance policy. Can anyone shed some light?
What do you have for insurance rates? I'm just getting started with the process to become registered and want to look at proper insurance but I'm scared to see how much it costs! I have read a bit about additional liability on an existing policy or getting a completely separate daycare insurance policy. Can anyone shed some light?
MissKrys 07:39 PM 01-14-2014
I'm curious too. My Homeowners Association wants to be listed on our policy...but under California law they are responsible for any additional charges it will cost me. I'm not licensed yet, so I don't know what the costs will be. 
sahm1225 08:03 PM 01-14-2014
Before I was licensed I was able to add it through my homeowners insurance for $89/year. It covered up to 4 kids.
Once I got licensed & added more kids it went up to about $650/year. The homeowners add on was very basic & not the. Best coverage.
Good luck!
Once I got licensed & added more kids it went up to about $650/year. The homeowners add on was very basic & not the. Best coverage.
Good luck!
Unregistered 09:23 PM 01-14-2014
$450/yr. for a small Fam DC in CA
CrackerJacks 11:14 PM 01-14-2014
I pay about $600/yr for a Lg FCH in CA.
MCC 05:37 AM 01-15-2014
I also am in the $600s