TSDaycare 05:56 AM 11-04-2010
Wondering how many carry liability insurance for your daycare? I dont think it is required, just recommended in our state? How much does it cost?
Thanks!
BentleysBands 06:05 AM 11-04-2010
i use to have it since regular homeowners does not cover but dropped it years ago for many reasons.
ddnanny13 06:11 AM 11-04-2010
I do carry extra liability insurance. Mine is about $200 a year. I'm in MN, not sure if it varies by state as far as price. The only thing that I have found is that some parents are comforted by me having it. Several have commented that they worry when someone doesn't carry it. Not sure why exactly that is but thought it might help to add...
momofsix 06:31 AM 11-04-2010
I carry it, my homeowner's found out about my daycare and required that I carry it. They wouldn't cover me so i had to get a separate policy for $350/year. My sister's homeowners added a rider to hers for only $100/year.
Crystal 11:50 AM 11-04-2010
who do you all have your daycare insurance through? I am looking for new options.
Blackcat31 11:53 AM 11-04-2010
Originally Posted by Crystal:
who do you all have your daycare insurance through? I am looking for new options.
Adults and Children's Alliance. Priced reasonably and easy to understand.
http://www.acainc.org/insurance_family.html