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Daycare Insurance>Homeowners Insurance in Florida
Luciemouse 12:35 PM 02-28-2019
I am a licensed family child care provider and just found out that my home insurance company is dropping me because I run a daycare out of my home. I am licensed for 12 children and the insurance company will only cover my home if I care for 4 children or less. They wouldn’t even cover me despite having liability insurance. Has anyone encountered this problem in Florida?
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LysesKids 08:01 PM 04-25-2019
Originally Posted by Luciemouse:
I am a licensed family child care provider and just found out that my home insurance company is dropping me because I run a daycare out of my home. I am licensed for 12 children and the insurance company will only cover my home if I care for 4 children or less. They wouldn’t even cover me despite having liability insurance. Has anyone encountered this problem in Florida?
It happens in all states; only home provider I know will cover is State Farm& even then they limit to 6 kids as long as you run legal in your state. 12 kids would require commercial daycare insurance in every state from what I have read
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Tags:florida member, home child care, homeowners insurance
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