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Old 06-18-2013, 06:32 AM
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Default Michigan Providers- Liability Insurance

I know this has been asked on here before, but I can't seem to find the thread. What company do you have your liability insurance through? And if you don't mind, what are your average premiums per year? I need to purchase insurance, but when I do a search online, I can't seem to find a company who provides this type of insurance in MI.

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Old 06-18-2013, 07:30 AM
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Maybe try New England Insurance Services (WWW.neisinc.com). My food program is in Michigan and that company advertises in their monthly newsletter.
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Old 06-18-2013, 07:41 AM
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You could try Assure Child Care

Here is the rate scale for Michigan providers:

http://www.assurechildcare.com/child...nce-quote.html

(Formerly known as Adults and Children's Alliance)
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Old 06-18-2013, 07:58 AM
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I use State Farm, $225 per year, part of our Homeowner's policy and only if a Family Daycare Home for six(6) children. They won't insure for more children.
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Old 06-18-2013, 08:06 AM
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I get newsletters from West Bend Ins out of Wisconsin and they offer liability for child care, you could try them but I have no idea of rates.

http://www.thesilverlining.com/busin....1371564048477
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Last edited by Blackcat31; 06-18-2013 at 09:04 AM. Reason: fixed link
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Old 06-18-2013, 09:00 AM
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I use Farm Bureau. Seems like it's like $400 a year, but I have a pool so it's a little more. I used State Farm before and their daycare liability was less, but the homeowners was more so it equaled out.
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