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  #1  
Old 03-11-2013, 04:43 AM
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Default Liability Insurance????

Do you have liability insurance for your daycare and what company did you choose??
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Old 03-11-2013, 04:50 AM
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Quote:
Originally Posted by Auntie'sHouse View Post
Do you have liability insurance for your daycare and what company did you choose??
I have State Farm.
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Old 03-11-2013, 05:30 AM
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I have a policy through my homeowners that I really only have because they make me have it. It doesn't cover much. I have a separate more comprehensive policy through DCI- recommended by NAFCC.
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Old 03-11-2013, 06:25 AM
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Thomco. It's about $600/yr and $1m/$3m policy.
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Old 03-11-2013, 06:32 AM
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Separate West Bend policy for me. I would never do business without liability insurance.
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Old 03-11-2013, 06:36 AM
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My daycare insurance is a rider on my house insurance.
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Old 03-11-2013, 07:16 AM
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Westbend
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Old 03-11-2013, 07:20 AM
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Tom Copeland complied a complete list of companies that offere liability insurance. Here is the link. Just below his photo are the links for insurance companies (in blue)
http://nafcc.org/index.php?option=co...297&Itemid=105

HTH
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Old 03-11-2013, 08:09 AM
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I have Adult and Children Alliance
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Old 03-11-2013, 08:34 AM
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Quote:
Originally Posted by MissAnn View Post
I have State Farm.
Me too. I just got a rider and added it to my homeowner's policy but I'm a small FCC in CA and they will only cover up to 6 kids so when I expand to a large FCC in the future I'll need to change liability insurance companies.
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Old 03-11-2013, 11:12 AM
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I have one with my homeowners, but when I expand I will get different insurance as they won't cover anymore.
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Old 03-11-2013, 12:32 PM
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I have DCI as well affordable and very easy to work with
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Old 03-11-2013, 06:09 PM
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Lloyds of London. They write my fire insurance, just added a liability policy. My daycare building (not my home) is over 100 years old,.so Lloyds is the only company I can get.
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Old 03-11-2013, 09:22 PM
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I have a large license and go with New England Insurance Company

http://www.neisinc.com/childinc.htm
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Old 03-12-2013, 05:13 AM
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Liability is a must. I have Nationwide and they are very affordable for a $1m policy. They offered the largest policy as far as I had found.
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